It is time for me to say goodbye to A Penny Saved. It’s been great writing for this site these last five years. But life is getting extremely crazy for me at work – our church has gone from four full-time pastors down to one (me!) – and my girls are fast approaching their teenage years which makes home life very exciting! All that to say that with all that is going on in my life I need to step back for a season and focus on other things. Thanks for reading! I wish you a very merry Christmas. Take Care.